Auto Insurance in Michigan

Whether you enjoy driving to fascinating fishing escapades at one of the four surrounding Great Lakes or taking an extended trip throughout the state of Michigan, you need spectacular car insurance from Great Lakes State Agency situated in Okemos, MI. Unfortunately, some Michigan vehicle owners only think of an auto insurance policy when uncertainties strike.

Is auto insurance mandatory in Michigan?

Like most states, Michigan requires residents to carry minimum insurance coverages when driving on public roads. Car owners are required to have bodily injury and property damage liability coverages in their auto insurance policy. Additionally, the state advocates for personal injury protection (no-fault) coverage, which is meant to cater for medical expenses, partial loss of income, or funeral costs, arising from a vehicular accident.

Optional auto insurance options in Michigan

It's paramount to observe the state-required auto insurance minimum, but it is also prudent to consider other viable car insurance options to acquire sufficient protection. These optional coverages include:

Comprehensive coverage: Safeguards your car against non-collision risks, including fire, vandalism, falling objects, and hailstorm.
Collision coverage: Reimburses damages and replacement of your vehicle from damage resulting from collisions with another car and other stationary objects.
Roadside assistance: Provides services like towing, puncture repair, jumpstarting, and other minor repairs when your vehicle breaks down away from home.
Uninsured/underinsured motorist coverage: : If you are hit by a motorist who is not insured or possesses inadequate coverage, this insurance plan pays for your medical expenses and property damages.

Other types of optional auto insurance policies to consider include:

Gap coverage
Engine cover
Custom parts coverage
Classic car insurance
Sound system coverage

Are you searching for a splendid auto insurance policy in Okemos, MI? Feel free to call or visit Great Lakes State Agency offices for all your auto insurance needs.