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Great Lakes State Agency

4787 Okemos Rd
Okemos, MI 48864

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Insurance Blog

Comprehensive vs Collision Auto Insurance Breakdown

 Great Lakes State Agency serves the Lansing, MI community. We offer our clients multiple types of coverage so that they are prepared for whatever life throws their way. We work closely with multiple carriers across the state to help find solutions. We have developed a reputation for embracing ethical practices and treating people with integrity.

Collision vs Comprehensive Auto Insurance Breakdown

Auto insurance protects you as you travel around Lansing, MI and the surrounding areas. You are covered if anything happens while you’re on the road. An accident can occur at any moment. Liability coverage protects you if you accidentally hurt someone or damage property. If someone is riding along with you, liability coverage will take care of their medical treatment. Along with liability coverage, you also have to decide your collision and comprehensive limits.

Collision Coverage

Collision coverage protects your vehicle if it suffers damage in a crash. You are covered if your vehicle crashes into a pole, or you make an impact with another driver. You are also covered if your vehicle flips over and hits a pothole. Collision coverage handles the necessary repairs to get you back on the road quickly.

Comprehensive Coverage

Comprehensive coverage protects your vehicle in unique situations, such as potential theft. Maybe a snowstorm moves through Lansing, MI and a large chunk of ice damages the hood of your vehicle. Comprehensive coverage protects you in these instances. You can also amend your policy to provide extra coverage such as emergency towing service.  If you reside in an urban part of the city, comprehensive insurance is recommended. Look over your policy carefully.

Great Lakes State Agency Will Help You Cover Your Assets

Visit our website to learn more information about auto insurance.

Partner Carriers

  • AAA
  • Accident Fund
  • American Strategic
  • Auto Owners
  • Bristol West
  • Chubb
  • Citizens Insurance
  • Foremost
  • Hagerty
  • Hanover
  • Hartford
  • Hastings Mutual
  • Liberty Mutual
  • Markel
  • Merchants
  • Nationwide Insurance
  • Progressive
  • Safeco
  • Secura
  • State Auto
  • Travelers
  • Wolverine Mutual